Keeping your credit report free of inaccuracies is the key for getting a good credit score and securing a loan ...

The MSDF accounted for 45 of these cases, with the majority involving unqualified personnel accessing command bridges and Combat Information Centers (CICs), which deal with top-level secrets.

CICs must inform customers via SMS or email whenever their credit information is accessed by banks or NBFCs. Similarly, banks must notify customers of defaults in their credit records.