Currently, 1-year CDs offer some of the highest CD rates you can find across the board. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

At Business Insider, we monitor the best financial institutions each day to help you find the best 5-year CD for you. The best 5-year CDs far outpace the national average CD rate on 5-year terms ...