But if you think you might carry a balance on this card, proceed with caution — with high interest rates, your balance could balloon quickly. 6. You can only use the card at JCPenney stores and ...

Credit cards have notoriously high interest rates, so carrying a balance can be costly. However, some cards offer a path to paying off debt quicker with an introductory 0% APR period. These cards ...

If your stocking was stuffed with gift cards you have no interest in redeeming, there are some simple ways to turn your disappointment into cash. Many third-party websites allow you to exchange ...

Commissions do not affect our editors' opinions or evaluations. A balance transfer credit card can be a powerful tool in your debt-busting arsenal. Paying off your balance while interest isn’t ...

Physically check the card for tampering. Make sure you do not see any wrinkles or tears on the gift card and double-check that the pin code is not exposed, Levin said. Confirm the balance and hold on ...

Gift cards have a finite life, lasting until you use up the balance. Prepaid cards, though, can be reloaded, but that frequently comes at the cost of additional fees.

A balance transfer is when you transfer a credit card balance from one credit card to another in exchange for a statement credit on the original card. If the new credit card has a low APR, then a ...

The big news is that there are some Amazon gift card deals that anyone and everyone should take advantage of immediately. Altogether, there’s more than $375 in Amazon gift cards, free credit ...

Yes, we’re talking about gift cards, but it doesn’t have to be as impersonal as it sounds. You could stock up on generic restaurant gift cards and call it a day, but that might not go well for ...

While a balance transfer card has its risks, it can help you avoid interest charges when chipping away at your debt. Erin Gobler is a personal finance writer based in Madison, Wisconsin.